Toast(US:TOST) Yahoo Finance·2026-02-14 06:29Core Viewpoint - Toast Inc. (NYSE: TOST) is considered a promising low-cost stock, with recent price target adjustments reflecting a cautious yet optimistic outlook for the company and the broader FinTech sector [1][2][3]. Group 1: Analyst Ratings and Price Targets - Truist lowered the price target on Toast to $42 from $43 while maintaining a Buy rating, indicating confidence in the company's potential despite a challenging year-over-year comparison for Q4 2025 earnings [1][2]. - Evercore ISI upgraded Toast to Outperform from In Line with a price target of $40, citing a significant decline in its EV/EBITDA multiple by 44% since August, which suggests the stock is undervalued [3]. Group 2: Market Outlook and Company Position - The firm anticipates solid quarterly results for Toast but warns that difficult year-over-year comparisons may limit volume-driven performance [2]. - Looking ahead to 2026, Truist remains optimistic about the sector's recovery, although some management teams may provide conservative guidance to reset market expectations [2]. - Field checks support a positive long-term thesis for Toast, confirming its strong competitive position and inherent operating leverage [3]. Group 3: Company Overview - Toast Inc. operates a cloud-based digital technology platform specifically designed for the restaurant industry, with a presence in the US, Ireland, India, and other international markets [4].