白银基金，发布补偿方案：1000元以下损失全额补偿

Core Viewpoint - Guotou Ruijin Fund Management Co., Ltd. announced a compensation plan for investors affected by the valuation adjustment of the Guotou Silver LOF fund, following significant fluctuations in silver prices [1][2][3] Group 1: Compensation Plan Details - The compensation plan applies to individual investors who redeemed their shares of Guotou Silver LOF between January 30, 2026, 3 PM and February 2, 2026, 3 PM, excluding institutional investors [1] - For individual investors with valuation impact amounts below 1,000 yuan, the settlement amount will be determined in full based on the actual impact amount, which constitutes over 90% of the redeeming investors on that day [1] - For those with valuation impact amounts exceeding 1,000 yuan, the total settlement amount will be calculated based on a fixed 1,000 yuan plus a certain percentage of the amount exceeding 1,000 yuan [1] Group 2: Market Context and Reactions - The dispute originated from a historic drop in precious metal prices on January 30, with silver prices plummeting by 35.89% intraday and closing down 26.42%, while Guotou Silver LOF's net value fell by 0.72% [2] - On February 2, Guotou Ruijin Fund announced a revaluation of the Guotou Silver LOF based on international market price fluctuations, leading to a single-day net value drop of 31.50%, marking a rare record in the public fund industry [2] - The valuation adjustment sparked controversy among investors, with some questioning the lack of prior notice regarding the new valuation method, which they felt led to unexpected losses [2][3]