Her Mom Took Out A $36K Student Loan And Now Wants It Repaid In Full, Although Nearly Half Of The Money Was Refunded. 'Your Mom Is Deceiving You'

Core Insights - A young woman from Pittsburgh, Claire, is facing a dispute with her mother regarding the repayment of $36,000 in Parent PLUS loans taken for her college education, as the original agreement is now in question [1] Group 1: Loan Dispute - Claire's mother expects the full $36,000 to be repaid, but Claire discovered that approximately $17,000 was refunded during her college years and not applied to the loan balance [2] - This indicates that nearly half of the borrowed amount may not have been used for tuition, leading to Claire's assertion that she should only repay the amount that was actually utilized [3] Group 2: Advice and Family Dynamics - Financial advisors on "The Ramsey Show" suggest that Claire should gather documentation to clarify the situation with her mother, emphasizing the importance of a calm and clear discussion [3][4] - The situation highlights a growing trend where verbal repayment agreements for Parent PLUS loans lead to misunderstandings and disputes as time passes [5]