The RMD Hack That Can Save Retirees Thousands

Quick Read RMDs increase taxable income and can trigger taxes on Social Security benefits and higher Medicare premiums. QCDs transfer RMD funds directly from IRAs to charities without triggering taxes. The 2026 QCD limit is $111,000 per person or $222,000 per couple. A recent study identified one single habit that doubled Americans’ retirement savings and moved retirement from dream, to reality. Read more here. A lot of people opt to save for retirement in a traditional IRA or 401(k) without rea ...