Mortgage and refinance interest rates today, February 17, 2026: Resisting volatility while moving lower

Mortgage rates are surprising industry observers with a long period without volatility. According to Zillow, the average 30-year fixed rate is 5.85%. Today's 15-year fixed rate is 5.36%. These rates are the lowest we've reported in years. However, they are national averages based on the Zillow lender market place, so shop a few lenders for your best rate offer. Today's mortgage rates Here are the current mortgage rates, according to our latest Zillow data: 30-year fixed: 5.85% 20-year fixed: 5.64% 1 ...