Globenewswire·2026-02-17 11:30Core Insights - CNH Industrial reported a 6% increase in consolidated revenues for Q4 2025, but full-year revenues declined by 9% due to lower demand in the agricultural equipment sector [1][2] - The company anticipates continued challenges in the agricultural equipment market, preparing for lower demand levels in 2026 before a projected recovery in 2027 [1][17] Financial Performance - Q4 2025 net income was $89 million, down from $176 million in Q4 2024, with diluted EPS of $0.07 compared to $0.14 in the previous year [1][2] - Full-year net income for 2025 was $505 million, a significant decrease from $1,259 million in 2024, with diluted EPS dropping from $0.99 to $0.41 [2][15] - Adjusted net income for Q4 2025 was $246 million, up 26% from $196 million in Q4 2024, while adjusted diluted EPS increased to $0.19 from $0.15 [3][1] Segment Performance - The Agriculture segment saw net sales increase by 5% in Q4 2025 to $3.6 billion, driven by favorable pricing and foreign exchange impacts, although adjusted EBIT decreased to $233 million [5][8] - The Construction segment's net sales rose by 19% to $853 million in Q4 2025, but adjusted EBIT fell sharply to $5 million due to higher production costs [9][10] - Financial Services revenues decreased by 6% in Q4 2025, with net income increasing by 18% to $109 million, attributed to improved interest margins [11][12] Market Outlook - The agricultural equipment market is expected to face a further 5% decline in global retail demand in 2026, with a recovery anticipated in 2027 [17][19] - Construction equipment demand is projected to remain flat in 2026, with varying strength across different market segments [18][19]