借款额度不够用？微粒贷怎么提升额度？

Core Viewpoint - WeBank's "Weilidai" has become a popular choice for users in need of quick funds, but many users are concerned about their initial credit limits, leading to inquiries on how to increase these limits [1] Group 1: Credit Limit Information - The credit limit for Weilidai ranges from 500 yuan to 200,000 yuan, determined by the user's personal credit situation, with a minimum borrowing amount of 100 yuan [2] - The credit limit is not fixed and is subject to periodic assessments by the system, which evaluates multiple dimensions to adjust the limit accordingly [4][5] Group 2: Increasing Credit Limit - Users cannot manually request an increase in their credit limit, as the system does not support artificial adjustments; maintaining a good repayment record can help improve the limit over time [4][5] - It is important for users to be cautious of scams promising artificial credit limit increases, as Weilidai operates on an official invitation basis and does not charge fees for limit adjustments [9] Group 3: Repayment and Limit Restoration - The credit limit will only be restored after the entire loan amount is repaid; partial repayments do not affect the restoration of the limit [7] - For example, if a user borrows 1,000 yuan in six installments, the limit will be restored to 1,000 yuan only after all installments are fully repaid [7] Group 4: Usage Recommendations - Users are advised to borrow responsibly based on their actual needs, with annual interest rates ranging from 3.06% to 23.76%, calculated daily [8] - Early repayment is allowed without penalties, but users should avoid excessive borrowing to prevent unnecessary repayment pressure [8]