The One Thing All Retirees Should Do Before Claiming Social Security Benefits in 2026

Core Insights - Meeting with a financial advisor before claiming Social Security benefits is crucial for retirement planning [1][3] Group 1: Importance of Financial Advisors - Financial advisors can help determine the optimal time to claim Social Security benefits, ensuring individuals do not leave money on the table or retire too early [5] - Advisors can explain the tax implications of Social Security benefits, which often surprise retirees when combined with other income sources [6] - A financial advisor can develop a strategy to minimize taxes on Social Security benefits and other income, helping retirees access necessary funds without entering a higher tax bracket [7] Group 2: Finding a Financial Advisor - It is recommended to work with a fee-only fiduciary, who is legally obligated to prioritize the client's best interests [2]