Mortgage and refinance interest rates today, February 18, 2026: Lowest in years, and well below 6%

Mortgage rates are poised to move even lower, as the 10-year Treasury has fallen nearly 2% over the past week. Stock market jitters are nudging investors into bonds, and as prices rise, yields fall. Zillow, which usually reports lower rates than Freddie Mac, reports the 30-year fixed rate at 5.79% — the lowest in years. The 15-year fixed rate is 5.34%. Today's mortgage rates Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 5.79% 20-year fixed: 5.71% 15-year fi ...