I Asked ChatGPT How Much House I Can Really Afford in Florida on a $60,000 Salary — Here’s the Answer

Although Florida isn’t nearly as expensive as states like Hawaii or California, it still ranks in the top half nationally (No. 18) for highest costs of living, according to World Population Review. Florida’s higher-than-average cost of living extends to its home prices. Federal Reserve data found that homes there had a median list price of $425,000 as of December 2025 — above the national median of $399,950. What this means is that if you live in the Sunshine State and earn a typical salary, you’ll have ...