Medallion Financial (MFIN) Tops Q4 Earnings and Revenue Estimates

Core Insights - Medallion Financial (MFIN) reported quarterly earnings of $0.5 per share, exceeding the Zacks Consensus Estimate of $0.41 per share, and showing an increase from $0.43 per share a year ago, resulting in an earnings surprise of +21.95% [1] - The company achieved revenues of $70.56 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 24.43% and up from $56.25 million year-over-year [2] - Medallion Financial has consistently outperformed consensus EPS estimates over the last four quarters [2] Earnings Outlook - The future performance of Medallion Financial's stock will largely depend on management's commentary during the earnings call and the revisions of earnings estimates [3][4] - The current consensus EPS estimate for the upcoming quarter is $0.35 on revenues of $55.24 million, and for the current fiscal year, it is $1.59 on revenues of $229.85 million [7] Industry Context - The Financial - SBIC & Commercial Industry, to which Medallion Financial belongs, is currently ranked in the top 35% of over 250 Zacks industries, indicating a favorable outlook compared to lower-ranked industries [8] - Empirical research suggests a strong correlation between stock movements and earnings estimate revisions, which can be tracked using tools like the Zacks Rank [5]