United Airlines is paring back rewards for travelers who don't have its credit card in MileagePlus overhaul

Core Insights - United Airlines is revamping its MileagePlus frequent flyer program to reward customers based on spending rather than distance flown, marking the most significant changes in over a decade [4][6] - The new program will offer more miles and lower redemption rates for customers holding United's credit cards, aiming to attract high-spending travelers [3][10] Changes to MileagePlus Program - MileagePlus primary cardholders will earn more miles per dollar spent on United flights compared to non-cardholders, with cardholders earning six miles per dollar spent, up from the current five miles for non-cardholders [8][9] - Customers without a United credit card will see a reduction in miles earned, dropping from five miles to three miles per dollar spent [9] Redemption Rates and Discounts - Cardholders will benefit from a minimum 10% discount on mileage redemption rates compared to non-cardholders, with specific examples showing a reduction from 15,000 miles to 13,500 miles for an economy-class award ticket [10] - Elite MileagePlus members with a credit card will receive deeper discounts, with at least 15% off mileage tickets [11] Business Class and Elite Status Benefits - For long-haul business class seats in the Polaris cabin, cardholders with elite status will see a reduction from 200,000 miles to 170,000 miles for a ticket [12] - The highest tier MileagePlus 1K members using their United Club credit card can earn 17 miles for each dollar spent [13] Impact on Basic Economy Flyers - Travelers without a United credit card will not earn miles for basic economy tickets, although elite Premier status holders will still earn miles in this class [14] Considerations for Business Travelers - Business travelers using company credit cards will still benefit from personal United credit or debit card ownership, earning more miles than those who do not hold a card [15]