Klarna (KLAR) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

Core Insights - Klarna reported revenue of $1.08 billion for the quarter ended December 2025, showing no change year-over-year, with an EPS of -$0.12 compared to $0 in the previous year [1] - The revenue exceeded the Zacks Consensus Estimate of $1.07 billion by +0.76%, while the EPS fell short of the consensus estimate of -$0.03 by -359.77% [1] Performance Metrics - Klarna had 118 million active users, surpassing the average estimate of 117.08 million from two analysts [4] - The Gross Merchandise Volume (GMV) was reported at $38.7 billion, exceeding the average estimate of $38.05 billion [4] - Interest income revenue was $267 million, slightly above the average estimate of $263.55 million [4] - Transaction and service revenue was $743 million, below the average estimate of $756.47 million [4] Stock Performance - Klarna's shares have declined by -30.8% over the past month, compared to a -0.8% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]