Will Banking Solutions Tailwinds Help Fidelity National Navigate Q4?

Core Insights - Fidelity National Information Services, Inc. (FIS) is scheduled to report its fourth-quarter 2025 results on February 24, 2026, with earnings estimated at $1.69 per share and revenues at $2.74 billion [1][4] Financial Performance Estimates - The fourth-quarter earnings estimate has seen two downward revisions in the past 30 days, indicating a 20.7% year-over-year increase in earnings and a 5.4% increase in revenues [2][4] - For the full year 2025, the revenue estimate is $10.59 billion, reflecting a 4.6% year-over-year rise, while the EPS estimate is $5.77, indicating a growth of approximately 10.5% year-over-year [4] Earnings Prediction Model - The current model does not predict an earnings beat for FIS, with an Earnings ESP of -0.37% and a Zacks Rank of 3 (Hold) [5] Revenue Breakdown - Q4 revenues are expected to show growth in Banking Solutions and Capital Market Solutions, with increases of 6.4% and 6.6% year-over-year, respectively [8][9] - Total recurring revenues are projected to increase by 7.9% in the upcoming quarter, with North America and All Other revenues expected to grow by 6.5% and 0.5% year-over-year, respectively [9] EBITDA Projections - The adjusted EBITDA for 2025 is projected to be between $4.33 billion and $4.345 billion, with an anticipated margin of around 40.9% [8][11] - The adjusted EBITDA for Capital Market Solutions is expected to grow by 6% year-over-year, while Banking Solutions is projected to see a 10.9% increase [10]