Kentucky First Federal Bancorp Announces Termination of the Agreement By and Between First Federal Savings Bank of Kentucky and the OCC

Core Viewpoint - Kentucky First Federal Bancorp announced the termination of a formal written agreement with the Office of the Comptroller of the Currency, indicating improved regulatory standing for First Federal Savings Bank of Kentucky [1][2]. Group 1: Regulatory Developments - The Office of the Comptroller of the Currency has terminated its formal written agreement with First Federal Savings Bank of Kentucky, which was originally established on August 13, 2024 [1]. - The termination of the agreement means that the bank is no longer classified as being in "troubled condition" and is now considered an "eligible savings association" [2]. Group 2: Financial Health - Following the termination of the agreement, the individual minimum capital requirements imposed on the bank will no longer be enforced, although the bank's capital levels have consistently exceeded these requirements [2]. - As of December 31, 2025, Kentucky First Federal Bancorp had approximately 8,086,715 shares outstanding, with about 58.5% held by First Federal MHC [4].