List of failed banks: 2009-2026

Key takeaways It is common for at least a few banks to fail in a year. One bank has failed in 2026, to date, while 2025 and 2024 each saw two bank failures. Storing your money in an FDIC-insured bank will help protect your funds. Chicago-based Metropolitan Capital Bank & Trust closed its doors on Jan. 30, 2026. The bank had total assets of $261.1 million and total deposits of $212.1 million as of last September, according to the Federal Deposit Insurance Corp. (FDIC). Deposits in the bank (excludi ...