State bill would mandate insurance for homeowners who reduce wildfire risks

Empty lots looking north from Laurel Drive in Altadena on Oct. 1. (Myung J. Chun / Los Angeles Times) A bill requiring insurers to offer coverage to California homeowners who make their property resistant to wildfires was introduced Wednesday in the Legislature. SB 1076, by state Sen. Sasha Renée Pérez (D-Alhambra), would require insurers to offer and renew coverage for any home that meets wildfire-safety standards adopted by the insurance commissioner starting Jan. 1, 2028. The Insurance Coverage for ...