Down More Than 45%, Is PayPal Stock a Buy Now?

PayPal (PYPL) stock has significantly underperformed the broader index over the past year, declining by more than 45% from its 52-week high. Year-to-date (YTD), PYPL stock has dropped about 29%. While the company grew revenue, transaction margin dollars, and EPS in 2025 — reflecting the strength of its increasingly diversified platform — the outlook for 2026 remains challenged. The weakness in branded checkout and ongoing investment to support growth is likely to weigh on PayPal’s profitability in the sh ...