How to check your credit score for free

Your credit score is a three-digit number that provides prospective lenders with valuable insight into your money management habits. These scores range from 300 to 850, and borrowers with higher scores are considered a lower lending risk. If you want a personal loan or credit card, the financial institution you apply with will check your credit report and scores. This information is a significant factor in your ability to qualify for financing, plus your score helps determine how much you can borrow and w ...