The Average Credit Score in Your 40s and 50s—How Do You Stack Up?

Key Takeaways Americans in their 40s and 50s average a credit score in the low 700s, which is “good” but could be better. Credit scores tend to increase with age as people establish longer track records of responsible borrowing. Small improvements can unlock lower rates and meaningful long-term savings. Curious how your credit score compares to others your age? One way to find out is by reviewing national averages published by the major credit bureaus. According to Experian, the average FICO scor ...