Are You 35 to 49? Discover How Your Student Loan Balance Stacks Up Against Peers

Key Takeaways Among the 14.9 million federal student loan borrowers ages 35 to 49, the average borrower in this age group holds about $45,295 in student loan debt. This age group has the highest delinquency rate among student loan borrowers. Are you a federal student loan borrower between the ages of 35 and 49? Here's how your balance and repayment status compare with other borrowers your age. About 14.9 million borrowers ages 35 to 49 hold $674.9 billion in student loan debt as of September 2025, ...