Is Waiting for a Housing Crash Costing You Money? Here's What You Need to Know

Fact checked by Suzanne Kvilhaug The best time to buy your home, experts say, is when you can afford it. Moyo Studio / Getty Images Key Takeaways Many renters hope a housing crash will make homes affordable. Experts advise buying a home when you're financially ready. Home prices typically increase by 4% each year. Down payment assistance programs can help reduce your costs. If you’re waiting for the housing market to crash, you’re not alone. According to a 2024 survey by Lending Tree, over a th ...