Live Oak(US:LOB) The Motley Fool·2026-02-22 11:15Core Viewpoint - Live Oak Bancshares has shown strong stock performance in 2026, with CEO James S. Iii Mahan selling 20,000 shares for approximately $810,000 as part of a pre-planned trading strategy [1][4]. Transaction Summary - The indirect sale involved 20,000 shares with a transaction value of $810,000, based on a weighted average purchase price of $40.49 [2]. - Post-transaction, Mahan retains 6,454,875 shares, indicating that the sale represents only 0.31% of his overall indirect holdings [4]. Company Overview - Live Oak Bancshares is a regional bank holding company based in Wilmington, North Carolina, offering various commercial banking products and services [6]. - The company generates revenue primarily from interest income on loans and deposits, as well as fees from wealth management and investment advisory accounts [6]. Financial Performance - For fiscal year 2025, Live Oak Bancshares reported Q4 revenue of $150.93 million, marking a 61.75% increase year-over-year [9]. - The company has experienced four consecutive quarters of revenue growth, alongside increases in net income and earnings per share [9]. Market Position - Live Oak Bancshares was recognized as the most active SBA 7(a) lender in the U.S. by dollar volume, securing 2,280 loan approvals and providing over $2.8 billion in funding to small businesses in FY 2025 [8]. - Despite recent revenue growth, the company has faced challenges in stock performance over the past two years, with current stock up 18% as of February 21, 2026 [10].