Mortgage and refinance interest rates today, February 22, 2026: Still low (from 5.86% to 6.01%)

Today's mortgage rates are near multi-year lows. While Freddie Mac reported the current 30-year fixed home loan rate at 6.01% this week, the Zillow lender marketplace is reporting an average rate of 5.86%. Is it a good time to buy a house or refinance your mortgage? Shop multiple lenders and you'll see just how much rates can vary. Current mortgage rates Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 5.86% 20-year fixed: 5.82% 15-year fixed: 5.41% 5/1 ARM: ...