Why the 4% Rule Could Fail Your Retirement -- and What to Do Instead

A lot of people feel that saving for retirement is a difficult thing. But many seniors also struggle to spend their retirement savings once their careers come to an end. And a big reason boils down to a fear of running out of money. If you don't want to put your nest egg at risk of running out in your lifetime, it's important to employ a smart withdrawal strategy. And to that end, the 4% rule could make sense. Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 be ...