金融机构深耕“三农”提质效

Group 1 - The core viewpoint of the article emphasizes the significant progress made by the Haixi Regulatory Bureau in enhancing financial services for rural revitalization, focusing on key areas such as agricultural finance and credit support [1][2] - As of the end of 2025, the balance of agricultural loans is projected to reach 31.358 billion yuan, representing a year-on-year growth of 9.47%, with inclusive agricultural loans expected to reach 7.174 billion yuan, growing by 13.37% [1] - The financial institutions are encouraged to innovate products like "Yunong Quick Loan" and "Xingnong Loan" to support key areas of rural revitalization, with a total of 34.17 billion yuan in loans issued under the "Double Base Linkage" model, covering 278 administrative villages [2] Group 2 - The establishment of 240 credit workstations has facilitated the delivery of financial services, effectively addressing the last-mile issue in rural finance [2] - The rural credit system is being strengthened through initiatives like "whole village credit granting," with the Darlinhai Agricultural Commercial Bank evaluating 8,351 credit users and granting a total credit amount of 1.046 billion yuan [2] - Innovative insurance products have been introduced, significantly reducing the insurance costs for farmers, such as lowering the insurance fee for Bactrian camels from 400 yuan to between 12.5 yuan and 25 yuan per camel, providing risk coverage of 51.88 million yuan for 5,372 camels [2]