What Americans Aged 45-54 Have Saved for Retirement: Surprising Insights

Key Takeaways Americans in their 40s and 50s are in peak earning years, making this a pivotal time to build—or shore up—retirement savings. Competing priorities, from education costs to caregiving, often collide with long-term retirement saving goals during this stage of life. Even with less time left to save, strategic moves in your 40s and early 50s can still meaningfully strengthen your retirement outlook. How Many Americans Ages 45–54 Have Any Retirement Savings at All Households led by peopl ...