Mortgage rates fall below 6% to 4-year low — will home loan rates drop further?

The average 30-year home loan rate has fallen below 6%, which is the lowest level since September 2025. Earlier, Lower payments can help many buyers who were waiting to return to the housing market. The main reason rates fell is because U.S. Treasury yields dropped as markets expect slower growth and lower inflation, as reported by InvestingLive. Why mortgage rates are fallingEven with lower rates, the housing market may not boom because home supply is still limited and prices remain high. However, crossin ...