Brighthouse Financial (BHF) Q4 Earnings and Revenues Miss Estimates

Core Viewpoint - Brighthouse Financial reported quarterly earnings of $3.93 per share, missing the Zacks Consensus Estimate of $5.19 per share, and showing a decline from $5.88 per share a year ago, indicating a significant earnings surprise of -24.31% [1] Financial Performance - The company posted revenues of $2.17 billion for the quarter ended December 2025, which was 2.71% below the Zacks Consensus Estimate and a decrease from $2.27 billion in the same quarter last year [2] - Over the last four quarters, Brighthouse Financial has consistently failed to meet consensus EPS and revenue estimates [2] Stock Performance - Since the beginning of the year, Brighthouse Financial shares have decreased by approximately 1.3%, while the S&P 500 has gained 0.9% [3] - The stock currently holds a Zacks Rank of 4 (Sell), indicating expectations of underperformance in the near future [6] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $5.04, with expected revenues of $2.25 billion, and for the current fiscal year, the consensus EPS is $20.56 on revenues of $8.97 billion [7] - The trend of estimate revisions for Brighthouse Financial has been unfavorable leading up to the earnings release [6] Industry Context - The Insurance - Life Insurance industry is currently ranked in the top 29% of over 250 Zacks industries, suggesting a favorable outlook compared to the bottom half of the rankings [8] - Another company in the same industry, Citizens, is expected to report quarterly earnings of $0.08 per share, reflecting a year-over-year increase of 14.3% [9]