广东清远 铺就跨境人民币结算“高速路”

Core Insights - The People's Bank of China (PBOC) in Qingyuan has focused on the core demands of foreign enterprises for "risk avoidance, cost reduction, and efficiency improvement," driving the growth of cross-border RMB settlement business since 2025 [1] Group 1: Cross-Border RMB Settlement Growth - As of October 2025, the cross-border RMB settlement scale in Qingyuan reached 22.518 billion yuan, a year-on-year increase of 20.8%, surpassing the provincial average growth rate by 1.9 percentage points [1] - The cross-border RMB settlement accounted for 35.1% of the total foreign and domestic currency payments, an increase of 3.8 percentage points compared to the same period last year [1] - The business has expanded its reach to 74 countries and regions, with 371 enterprises participating, significantly supporting local foreign trade stability and the development of the real economy [1] Group 2: Customized Services and Training - The PBOC organized 17 service meetings with eight key banks to provide tailored solutions for enterprises, addressing over ten queries related to transaction scenarios and settlement practices [2] - A total of 239 enterprises have been served by financial institutions in Qingyuan for cross-border RMB transactions over the past three years [2] - In the first ten months of 2025, the cross-border RMB payment amount in the fields of current account and direct investment reached 18.557 billion yuan, growing by 22.1%, which is 4.6 percentage points higher than the provincial average [2] Group 3: Enhanced Efficiency and Risk Management - The use of RMB for settlements has reduced the fund arrival time from three working days to within one working day, effectively mitigating exchange rate risks [3] - The number of "first-time users" of cross-border RMB settlements increased by 93, generating a business increment of 318 million yuan since 2025 [3] - Qingyuan has engaged in RMB settlement cooperation with 14 RCEP member countries, with a transaction scale exceeding 284 million yuan [3] Group 4: Quality Improvement in Cross-Border Transactions - A high-tech enterprise in Guangdong improved its RMB settlement ratio from 10% in 2022 to over 50% in 2025 after being included in the list of quality enterprises for cross-border RMB [4] - The PBOC has implemented a "white list" management for eligible enterprises, transitioning business processing online and shortening processing time by approximately two working days [4] - In the first ten months of 2025, 39 quality enterprises in Qingyuan processed 15.15 billion yuan in convenient transactions, marking a year-on-year increase of 2.7% [4]