从风险兜底到风险减量!科技保险如何赋能广东“两业融合”
Nan Fang Du Shi Bao·2026-02-24 09:40

Core Viewpoint - The conference focused on the collaborative development of manufacturing and service industries, emphasizing the role of technology insurance in supporting technological innovation and modern industrial system construction in Guangdong [2][3]. Group 1: Industry Trends and Challenges - The push for high-level technological self-reliance and the development of strategic emerging industries such as new energy and aerospace is seen as a core engine for national high-quality development [3]. - The manufacturing sector faces a gap between hard investments and soft support from the service sector, leading to a reluctance among technology companies to innovate due to perceived risks, while financial institutions struggle with risk identification [3][4]. Group 2: Company Initiatives and Strategies - Ping An Property & Casualty Insurance aims to use technology insurance as a stabilizing force in the technology industry, transitioning from passive risk coverage to active empowerment [4][5]. - The company has over 20,000 research personnel and has applied for 4,342 patents, showcasing its commitment to enhancing technological capabilities [4]. - Ping An is developing a comprehensive insurance product system that supports the entire lifecycle of innovation, including coverage for research and development losses and patent protections [5]. Group 3: Financial Empowerment and Regional Development - As of 2025, Ping An has served over 15,000 technology companies in Guangdong, providing risk coverage exceeding 19.6 trillion yuan and paying out over 610 million yuan in claims [6]. - The company has pioneered artificial intelligence liability insurance, providing 4.34 billion yuan in risk coverage for 46 research and manufacturing enterprises [6]. - Ping An's practices reflect a broader trend of financial institutions addressing the challenges of industry-finance collaboration, transforming insurance from a risk compensator to a risk reduction service provider [6][7].

从风险兜底到风险减量!科技保险如何赋能广东“两业融合” - Reportify