12 Key Rules To Live a Frugal Life in 2026, According to This Ramsey Expert

YouGov data showed that 75% of U.S. adults were using money more cautiously in 2025. Rethinking your lifestyle, including being more frugal, can help improve your financial security as costs rise. In a TikTok post, Ramsey Solutions money expert George Kamel outlined 12 key rules for living frugally without sacrificing all the joys. 1. Avoid Trends Kamel described trendy financing options — such as credit cards; buy now, pay later (BNPL) plans; and home equity lines of credit — as “traps” to avoid. Besid ...