Group 1 - The article discusses the financial struggles of a 27-year-old spiritual life coach named Rachel, who has significant debt despite a decent income [3][4] - Rachel earns approximately $6,500 monthly, totaling around $80,000 annually before taxes, yet carries $14,457 in credit card debt and owes about $29,000 on a car loan [3][4] - The financial audit highlights a lack of discipline in spending, with Rachel frequently dining out at restaurants, which raises concerns about her financial priorities [5][7] Group 2 - Rachel's credit card debt has resulted in over $1,100 in interest accrued in the past year, and her credit utilization is near 89%, contributing to a low credit score of 593 [7] - Despite her financial situation, Rachel continues to invest in Robinhood and hold Bitcoin, which raises questions about her investment strategy given her high-interest debt [7]
'You Work 5 Hours a Day…Cook,' Caleb Hammer Snaps At Spiritual Life Coach, 27, 'With More Debt Than Anyone Should Ever Have' But Still Dines Out
Yahoo Finance·2026-02-24 15:46