Core Viewpoint - The company has approved the use of idle self-owned funds to purchase low-risk financial products, specifically structured deposits, to enhance capital efficiency while ensuring normal operations are not affected [1][2]. Group 1: Investment Details - The company plans to invest up to 500 million RMB in low-risk financial products over a 12-month period, with the ability to roll over funds within this limit [1]. - A recent agreement was signed with China Merchants Bank to purchase a structured deposit product worth 50 million RMB, with expected returns of 1.00% or 1.65% [1]. - The structured deposit is a principal-protected product with a short duration of 28 days, starting from February 13, 2026, to March 13, 2026 [1]. Group 2: Financial Impact - The investment in structured deposits is expected to improve the company's overall performance and provide better returns for shareholders without impacting daily operational funds [2][3]. - As of the announcement date, the company has invested a total of 150 million RMB in financial products over the past twelve months, representing 2.72% of the latest audited total assets and 3.77% of the latest audited net assets [3]. Group 3: Risk Management - The company acknowledges that while the structured deposit is low-risk, it remains subject to market fluctuations, and measures will be taken to monitor and control risks associated with the investment [1].
上海良信电器股份有限公司关于使用自有资金购买金融机构理财产品的进展公告