智通财经网·2026-02-25 04:19Core Viewpoint - HSBC Holdings reported a revenue increase of $2.4 billion to $68.3 billion for 2025, reflecting a growth rate of 4% compared to 2024 [1] Group Financial Performance - Net interest income rose by $2.1 billion to $34.8 billion, driven by structural hedging benefits, deposit growth, and increased net interest income from capital markets [2] - The reported pre-tax profit decreased by $2.4 billion to $29.9 billion, while post-tax profit fell by $1.9 billion to $23.1 billion [1] - Basic earnings per share were $1.21, with a proposed fourth dividend of $0.45 per share [1] Business Segment Performance - Revenue growth was primarily attributed to wealth management (from investment distribution and insurance) and wholesale banking, particularly in foreign exchange within corporate and institutional banking [1] - Fixed exchange rate income, excluding notable items, increased by $3.4 billion to $71 billion [1] Strategic Goals - The company aims for an average tangible equity return of 17% or higher for 2026 to 2028, reflecting a positive profit growth trend and effective strategy execution [3] - Revenue growth targets for 2026 to 2028 are set to achieve a 5% increase in 2028 compared to 2027, excluding notable items and based on fixed exchange rates [3] - The dividend payout ratio target remains at 50% for 2026, 2027, and 2028, calculated based on earnings per share excluding significant notable items [3]