Ge Long Hui A P P·2026-02-25 04:25Core Viewpoint - HSBC Holdings reported a revenue of $68.3 billion for 2025, an increase of $2.4 billion or 4% compared to 2024 [1] Financial Performance - Net interest income reached $34.8 billion, up by $2.1 billion from 2024 [1] - Reported pre-tax profit decreased by $2.4 billion to $29.9 billion, primarily due to a negative impact of $4.9 billion from notable items year-on-year [1] - The common equity tier 1 capital ratio remained at 14.9% [1] Dividend Information - The board approved a fourth interim dividend of $0.45 per share, totaling $0.75 per share for the year 2025 [1] Future Outlook - For 2026, HSBC expects net interest income from banking operations to reach at least $45 billion based on current policy rate expectations [1] - The bank plans to maintain its medium-term target range for the common equity tier 1 capital ratio between 14% and 14.5% [1] - HSBC aims to restore its common equity tier 1 capital ratio to the target range through capital generation from its operations and will not initiate further share buybacks until the ratio returns to or exceeds the target range [1]