Universal Insurance Holdings (UVE) Q4 Earnings and Revenues Surpass Estimates

Core Insights - Universal Insurance Holdings (UVE) reported quarterly earnings of $2.17 per share, exceeding the Zacks Consensus Estimate of $1.3 per share and significantly up from $0.25 per share a year ago, indicating strong performance [1] - The earnings surprise of +66.92% reflects the company's consistent ability to surpass consensus EPS estimates over the last four quarters [2] Financial Performance - The company achieved revenues of $407.93 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 9.37% and up from $384.81 million year-over-year [3] - Universal Insurance has also consistently exceeded consensus revenue estimates in the past four quarters [3] Stock Performance and Outlook - Despite the strong earnings report, Universal Insurance shares have declined approximately 10.6% since the beginning of the year, contrasting with the S&P 500's slight decline of 0.1% [4] - The company's future stock performance will largely depend on management's commentary during the earnings call and the subsequent earnings outlook [4][5] Earnings Estimates and Industry Context - Current consensus EPS estimate for the upcoming quarter is $1.32 on revenues of $370.25 million, while for the current fiscal year, it is $3.34 on revenues of $1.51 billion [8] - The Insurance - Property and Casualty industry is currently ranked in the top 32% of over 250 Zacks industries, suggesting a favorable environment for stock performance [9]