上海：适度提高住房公积金最高贷款额度

Core Viewpoint - The Shanghai Municipal Housing and Urban-Rural Development Committee, along with four other departments, has issued a notice to optimize and adjust the city's real estate policies, effective from February 26, 2026, focusing on enhancing the role of housing provident funds in supporting housing consumption [1][2]. Group 1: Housing Provident Fund Policy Adjustments - The maximum loan amount for families purchasing their first home using the housing provident fund has been increased from 1.6 million yuan to 2.4 million yuan, with additional increases for families with multiple children and those purchasing green buildings, potentially raising the maximum loan to 3.24 million yuan [1][2]. - The recognition of loan counts has been optimized, allowing families who have previously used provident fund loans and currently own no more than one home, and have settled their previous loans, to apply for new loans when purchasing again in the city [1][2]. - The support for families with multiple children has been expanded, allowing them to access provident fund loans for purchasing a second home, with the maximum loan amount increased by 20% on top of the city's highest loan limit [1][2].