渣打去年税前基本利润升18%，启动15亿美元股份回购计划

Core Viewpoint - Standard Chartered Group reported a 6% increase in operating income for the year 2025, reaching $20.9 billion, and plans to distribute a final dividend of $1.092 billion or $0.49 per share, resulting in a total annual dividend of $1.38 billion or $0.61 per share, marking a 65% increase [1] Financial Performance - Net interest income rose by 1% to $11.2 billion, while non-net interest income increased by 13% to $9.7 billion, driven by wealth management, global banking, and global markets [3] - Wealth management business grew by 24%, with investment products and banking insurance both recording double-digit growth [3] - Global banking increased by 15% due to higher lending and sales volumes, as well as increased capital market activities [3] - Global markets business rose by 12%, primarily driven by recurring income [3] - Operating expenses increased by 4% to $12.3 billion, attributed to targeted investments aimed at promoting business growth [3] - Pre-tax profit increased by 18% to $7.9 billion, with a tangible return on equity of 14.7%, up 300 basis points [3] Capital and Shareholder Returns - The bank's common equity tier 1 capital ratio stood at 14.1% [3] - Standard Chartered announced a new $1.5 billion share buyback program, which is expected to reduce the common equity tier 1 capital ratio by approximately 58 basis points [4] Future Outlook - The bank anticipates that customer activity will continue to be influenced by structural adjustments in the global economy, including diversification of the world order, acceleration of digital currency processes, and increased market participation in wealth management [4] - For 2026, Standard Chartered expects a lower range of 5% to 7% year-on-year growth in reported operating income, with net interest income and reported benchmark costs expected to remain roughly flat [4]