DAVE vs. SOFI: Which Fintech Stock Should You Invest In Now?

Key Takeaways DAVE posted 63% y/y revenue growth and a 193% surge in adjusted net income in Q3 2025.SOFI added 1.02M members in Q4 2025, lifting revenues 40% and adjusted net income 184% y/y.DAVE cut its 28-day delinquency rate to 2.19% and rolled out a flat 5% ExtraCash fee model.Both Dave (DAVE) and SoFi Technologies (SOFI) operate within the fintech space and offer digital banking and financial services through mobile platforms. These companies target tech-savvy consumers who seek alternatives to traditi ...