Hippo Holdings Inc. Q4 2025 Earnings Call Summary

Leveraged a technology-native platform to scale gross written premium by 24% while keeping fixed expense growth modest, improving the net expense ratio by 8 percentage points.Maintained a disciplined program partner strategy, placing underperforming programs into runoff while keeping liability limits low, with 70% of policies under $300,000.Successfully diversified the portfolio, with commercial multi-peril and casualty now representing 48% of gross written premium, up from significantly lower levels in 202 ...