鲍曼呼吁松绑银行监管 以应对非传统机构竞争

Core Viewpoint - The Federal Reserve Governor Bowman emphasizes the need to provide traditional lending institutions with effective competition tools and flexibility, despite the stability of the banking system [1] Group 1: Competition in the Lending Market - Non-bank financial institutions are increasingly gaining market share in total loans, creating strong competition for regulated banks that do not face the same capital, liquidity, and other prudential standards [1] - Regulatory changes during the Trump administration have relaxed post-crisis rules, addressing complaints from the banking sector about excessive regulation amid the rapid growth of private credit [1]