Mei Ri Jing Ji Xin Wen·2026-02-26 02:26Core Viewpoint - Agricultural Bank of China has announced an adjustment to the margin ratio for personal precious metal trading contracts due to increased market risks, raising the margin requirement from 80% to 100% starting February 26, 2026, to protect investors' interests [2][4][16]. Group 1: Margin Ratio Adjustments - Agricultural Bank of China will adjust the margin ratio for Au (T+D), mAu (T+D), and Ag (T+D) contracts from 80% to 100% effective February 26, 2026 [2][4][16]. - Other major banks, including Industrial and Commercial Bank of China, China Construction Bank, and Bank of China, are also making similar adjustments to their margin ratios for personal clients [6][19]. - The increase in margin ratio to 100% corresponds to a reduction in leverage to 1, indicating a higher capital requirement for traders [7][20]. Group 2: Market Analysis - On February 25, gold prices rebounded, with London spot gold exceeding $5,190 per ounce; however, industry experts caution that this is merely a rebound and not a reversal of the trend [8][21]. - Analysts from Dongfang Jincheng predict that geopolitical risks, U.S. monetary policy, and ongoing global economic uncertainties will continue to support gold prices, potentially reaching $6,000 per ounce by 2026 [9][22]. - The Federal Reserve's interest rate cuts are expected to be a significant factor in driving gold prices higher, with a projected reduction of 75 basis points in 2025 [10][23].