Xin Hua Cai Jing·2026-02-26 07:21Group 1 - The core viewpoint of the articles highlights the significant growth in transaction volumes and consumer lending by the Industrial and Commercial Bank of China (ICBC) during the Spring Festival holiday, with transaction volume reaching a new high, up nearly 9% from historical peaks [1] - Payment settlement transactions saw a notable increase, with the number of quick payment transactions rising by nearly 44% year-on-year and transaction amounts increasing by 10% [1] - The number of merchant transactions grew by nearly 12% year-on-year, with transaction amounts increasing by over 19%, particularly driven by a more than 90% increase in transactions and amounts from foreign visitors to China [1] Group 2 - In terms of consumer credit, ICBC issued nearly 29 billion yuan in personal consumption loans since February, with the "Rong E Borrow" credit loan service enabling 24/7 on-demand applications, rapid approvals, and immediate disbursements, resulting in a more than 30% increase in daily loan amounts compared to the same period last year [1] - The bank effectively implemented personal consumption loan interest subsidy policies, with over 330,000 instances of interest subsidies for consumption loans and installment payments during the Spring Festival holiday [1] - Online services saw a significant uptick, with active users of the mobile banking app increasing by over 9% year-on-year and transaction volumes rising by over 10% during the holiday [1] Group 3 - The bank ensured a reasonable number of open branches during the holiday, focusing on service coverage in key areas such as commercial streets, residential areas, major transportation hubs, and popular tourist attractions, resulting in a nearly 23% year-on-year increase in the number of customers served and over 15% growth in business volume [2]