PSU banks better placed on loan-deposit metrics; microfinance cycle nearing normalisation, says Yuvraj Choudhary
The Economic Times·2026-02-26 08:46
Speaking to ET Now, Responding to concerns that the industry’s loan-to-deposit ratio has been climbing in recent quarters, Choudhary said, “So basically, loan to deposit. So, if we look at the broad data, so the loan to deposit has been going up in the last few quarters because credit growth has been faster than the deposit growth. However, for PSU banks, if you look at the overall data, for PSU banks the credit to deposit ratio is almost 10% lower than the private banks. So, there has been lot of talks ar ...