Skyward Specialty Insurance Group, Inc. Q4 2025 Earnings Call Summary

Achieved record results by intentionally shifting nearly 50% of the business portfolio toward less cyclical lines, mitigating exposure to volatile property and casualty sectors. Successfully reduced commercial auto exposure by more than 62% over 12 quarters, citing unpredictable and unsustainable loss cost inflation as the primary driver for the exit. Attributed strong underwriting income to a 'Rule Our Niche' strategy, focusing on high-expertise areas like Surety and A&H where the company maintains a ...