“数智+生态”双轮驱动，数禾科技构建金融消保新范式

Core Viewpoint - Shuhe Technology has established an independent and robust fintech ecosystem, marking a strategic decoupling that allows for a more focused development in digital financial services, emphasizing a technology-driven approach to finance [1] Group 1: Consumer Protection Initiatives - Shuhe Technology has upgraded consumer rights protection to a systematic project involving users, industry, and regulatory forces, successfully intercepting potential losses of 130 million yuan and protecting approximately 8,000 users from harm [2] - The company has created engaging educational content, such as the "Financial Science Classroom" and "Anti-Fraud Scenario Drama" series, which have reached over 10 million people, enhancing financial literacy and awareness among users [3][4] Group 2: Risk Control and Fraud Prevention - Shuhe Technology has developed a dual-layer protection system combining real-time monitoring and manual intervention, utilizing AI to identify and respond to potential fraud in credit applications and transactions [5][6] - The system has successfully intercepted 8,000 potential victims and safeguarded 130 million yuan, showcasing a shift from reactive to proactive consumer protection strategies [6] Group 3: Industry Collaboration and Governance - The company actively participates in combating black and gray market activities, having reported over 70 cases and successfully dismantled 9 criminal groups, demonstrating a collaborative approach with judicial authorities [7] - Shuhe Technology has published the first legal research report on black and gray markets, providing a comprehensive analysis of relevant laws and regulations, which addresses the urgent need for systematic research in the industry [8]