Is The 'S&P 500 And Chill' Strategy Too Passive For 2026? A 20-Year-Old Investor Weighs Gambling Against Just Parking Their Money

A 20-year-old who just landed their first real job recently posed a simple question online: “Is the ‘S&P 500 and Chill’ strategy still viable in 2026, or am I missing something?” With $500 a month ready to invest, the young worker said on Reddit’s r/investingforbeginners that their dad advised dumping everything into a low-cost S&P 500 fund like Vanguard S&P 500 ETF (NYSE:VOO) or State Street SPDR S&P 500 ETF Trust (NYSE:SPY) and forgetting about it for 30 years. But with AI reshuffling the biggest compan ...