巨野农商银行：以金融之力 赋能县域经济高质量发展

Core Viewpoint - Jiyu Rural Commercial Bank focuses on serving the local economy by implementing various financial initiatives, including technology finance, green finance, inclusive finance, elderly finance, and digital finance, to support high-quality economic development in Jiyu County [1] Group 1: Technology Finance - The bank has developed specialized credit products such as "Technology Achievement Transformation Loan" and "Intellectual Property Pledge Loan" to support technology enterprises, addressing their unique needs for funding [2] - Jiyu Rural Commercial Bank has provided financial support to 26 technology enterprises, with a total technology finance loan balance of 174 million yuan, enhancing the county's new productive forces [2] Group 2: Green Finance - The bank integrates green credit standards into its management processes, prioritizing support for energy-saving, clean energy, and ecological projects [3] - It has established a green credit fast track, resulting in a 6% increase in the balance of green loans since the beginning of the year, contributing to environmental protection efforts in Jiyu [3] Group 3: Inclusive Finance - Jiyu Rural Commercial Bank promotes inclusive finance by extending services to rural areas, offering small credit loans to agricultural operators and supporting individual businesses and micro-enterprises [4] - The total agricultural loan balance has reached 11.083 billion yuan, with improved coverage and satisfaction in inclusive finance services [4] Group 4: Elderly Finance - The bank addresses the financial service needs of the elderly by providing suitable facilities and services, including home visits for those with mobility issues [5] - It has conducted six financial education sessions for the elderly this year, focusing on fraud prevention and financial literacy [5] Group 5: Digital Finance - Jiyu Rural Commercial Bank is accelerating its digital transformation by promoting online banking services and optimizing loan processes for quicker approvals [7] - The bank aims to create a comprehensive digital financial service system that integrates physical branches, self-service banks, and online channels, enhancing accessibility for residents [7]