陕西保险业保障能力持续提升

Core Insights - The insurance industry in Shaanxi Province is projected to achieve a total premium income of 141.17 billion yuan by the end of 2025, marking a year-on-year growth of 5.81%, which is an increase of 1.18 percentage points compared to the same period in 2024 [1] - Total claims expenditure across various insurance types is expected to reach 57.36 billion yuan, reflecting a year-on-year increase of 7.3% [1] - The industry will provide risk protection amounting to 94.67 trillion yuan, with property insurance contributing an additional coverage of 82.07 trillion yuan and life insurance adding 12.6 trillion yuan [1] Property Insurance Market - The property insurance sector is anticipated to generate a premium income of 35.73 billion yuan in 2025, with a year-on-year growth of 1.41% [2] - Motor vehicle insurance is expected to account for 22.56 billion yuan in premium income, showing a growth of 2.7%, and will provide risk protection of 29.33 trillion yuan [2] - New insurance products such as "Qin Family Insurance" and "Qin Science Insurance" have been successfully launched, enhancing coverage for technology and environmental risks [2] Life Insurance Market - The life insurance sector is projected to achieve a premium income of 105.43 billion yuan in 2025, with a year-on-year increase of 7.38% [3] - Total claims expenditure in the life insurance sector is expected to reach 33.62 billion yuan, reflecting a year-on-year growth of 13.63% [3] - Benefits paid out at maturity are projected to be 17.80 billion yuan, an increase of 2.04 billion yuan compared to the previous year, while annuity payments are expected to reach 9.04 billion yuan, up by 2.35 billion yuan [3]